Toni Carter

328 Jay Street

Rochester, IN
$ 76,000 Beds 4 Baths 1 Sq 2,052 Virtual Tour
Monthly Estimate* How much can I afford?

328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition. Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams, and crumbling masonry. Additionally, the interior likely contains airborne contaminants. Due to these hazardous conditions, entry is strictly regulated: No individuals under 18 years of age are permitted on-site. All visitors must sign a Release of Liability prior to entry. The Potential For the experienced contractor or ambitious investor, the value lies in the large yard and the unbeatable central location. This property sits just steps away from: Riddle Elementary School Fulton County Fairgrounds The Public Library Downtown Rochester The surrounding neighborhood is well-established, with property values that will support significant improvements to the site. Whether you choose a total "studs-up" reconstruction or a fresh start on a substantial lot, the footprint offers a rare chance to build equity in a highly accessible part of town.

Single Family

  • Price
  • $ 76,000
  • City
  • Rochester
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • FULTON
  • Half Bathrooms
  • 0
  • Area
  • Rochester
  • Lot Size
  • 0.31 Acres
  • Zip
  • 46975
  • Sqr Footage
  • 2,052
  • Year Built
  • 1930
  • Taxes
  • $ 64
  • Style
  • Traditional
  • MLS#
  • 202609602
Listed By: Jeff Owens with Patton Hall Real Estate; Office: 574-267-7501
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Detached
Status Active
Full Baths 1
Bathrooms 1
Year Built 1930
New Construction No
Subdivision None
Style Two Story
Township Rochester
Class RESIDENTIAL
Type Site-Built Home
Age 96
Lot Number 627
FIPS Code 18049
Inside City Limits Yes
Associated Document Count 3
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 64
Area Fulton County
High School Rochester Community
City Rochester
School District Rochester Community School Corp.
Assoc. Dues Frequency Not Applicable
Architectural Style Traditional
Total Sq Ft 2511
Elementary School Columbia / Riddle
Middle School Rochester Community
Legal Description LOT 627 SHOUPS ADD ( LADY BUG LEARNING CENTER )
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202609602
Agent First Name Jeff
Agent Last Name Owens
DOM 165
Tax Year 2025

Interior Features

Basement Crawl,Partial Basement
Kitchen Length 9
Kitchen Width 12
Beds 4
Total Rooms 7
Dining Room Length 15
Dining Room Width 15
Breakfast Room Length 9
Breakfast Room Width 9
Living Room Width 16
Living Room Length 15
Full Baths Main 1
Total Finished SqFt 2052
Basement Y/N Yes
Above Grade Bedrooms 4
1st Bedroom Level Main
1st Bedroom Width 10
2nd Bedroom Length 12
2nd Bedroom Level Upper
2nd Bedroom Width 15
3rd Bedroom Length 11
3rd Bedroom Level Upper
3rd Bedroom Width 15
4th Bedroom Length 14
4th Bedroom Level Upper
4th Bedroom Width 15
Above Grade Finished SqFt 2052
Below Grade Unfin. SqFt 459
Living/Great Rm Level Main
Main Level SqFt 1161
Basement Material Block,Stone

Exterior Features

Exterior Vinyl
Pool No
Garage Length 30
Garage Width 24
Lot Size Area 13547
Lot Dimensions 82X165
Lot Description Corner
Garage SqFt 720
Approx. Lot Size Acres 0.31
Garage Capacity 2
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Columbia / Riddle Elementary School
Middle School Rochester Community Middle School
High School Rochester Community High School

Price History

3/23/2026 Listed $76,000

Property vs Zip Code Average in 46975

Price
AVG $370K
$80K
Taxes
AVG $2,785
$64
Year Built
AVG 1959
1930
Visits
AVG 30
5
Data Provided by Inside Real Estate®

Areas That We Cover

328 Jay Street Rochester, IN is a Single Family Home for sale at $76000 with 2052 sqft and a lot size of 0.31 Acres Acre(s). 328 Jay Street Rochester has 4 bedrooms, 1 baths and was built in 1930. The property's zip code is 46975 which is in Rochester, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Toni Carter

Toni Carter

574-888-0019

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy