Toni Carter

404 Terry Lane

Mishawaka, IN
$ 355,000 Beds 4 Baths 2 Sq 2,983 Virtual Tour
Monthly Estimate* How much can I afford?

Located on a quiet street, this sprawling brick ranch could be your "forever" home! With its solid construction of yellow pine to its stately brick exterior, you will find the perfect home waiting for you. Almost 2400 sq ft of living space on the main level and a finished lower level too, so you won't run out of room or storage space. 6 panel pine doors add to the quality of this home. You will enjoy the wood burning insert that keeps the home cozy during the cold months. The basement is dry, the HVAC only 2 years old, dishwasher less than 1 year, and it has all new plumbing. Another wonderful bonus is the 24' x 30', insulated, heated, and cooled 2nd garage! New, updated main bath. This is the perfect place to call home! Some furniture available for sale.

Single Family

  • Price
  • $ 355,000
  • City
  • Mishawaka
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • SAINT JOSEPH
  • Half Bathrooms
  • 0
  • Area
  • Penn
  • Lot Size
  • 0.49 Acres
  • Zip
  • 46544
  • Sqr Footage
  • 2,983
  • Year Built
  • 1972
  • Taxes
  • $ 2745
  • Style
  • Ranch
  • MLS#
  • 202614446
Listed By: Debbie Speth with At Home Realty Group; Cell: 574-286-1671
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Cooling Central Air
Laundry Y/N Lower
Fireplaces Yes
Garage Attached
Amenities Closet(s) Walk-in,Garage Door Opener,Patio Open,Main Level Bedroom Suite,Garage-Heated
Status Active
Full Baths 2
Bathrooms 2
Year Built 1972
New Construction No
Subdivision Willow Bend
Style One Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 54
Lot Number 338
FIPS Code 18141
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Annual Taxes 2745.6
Area St. Joseph County
High School Mishawaka
City Mishawaka
School District School City of Mishawaka
Assoc. Dues Frequency Not Applicable
Energy Efficient HVAC
Architectural Style Ranch
Total Sq Ft 3575
Elementary School Twin Branch
Middle School John Young
Legal Description LOT 3 & 38 WILLOW BEND SUB AND VAC FREEWAY S AND ADJ
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202614446
Agent First Name Debbie
Agent Last Name Speth
DOM 140
Tax Year 2025
PROPOSED FINANCING Cash,Conventional,FHA

Interior Features

Basement Partially Finished
Fireplace(s) 1
HVAC High Efficiency Furnace
Beds 4
Total Rooms 8
Fireplace Living/Great Rm,Wood Burning,Fireplace Insert,Heatilator
Full Baths Main 2
Total Finished SqFt 2983
Basement Y/N Yes
Above Grade Bedrooms 4
1st Bedroom Level Main
1st Bedroom Width 11
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 11
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 10
4th Bedroom Length 11
4th Bedroom Level Main
4th Bedroom Width 10
Above Grade Finished SqFt 2383
Below Grade Finished SqFt 600
Below Grade Unfin. SqFt 592
Main Level SqFt 2383
Basement Material Poured Concrete

Exterior Features

Exterior Brick
Pool No
Garage Length 23
Garage Width 24
Lot Size Area 21450
Lot Dimensions 130X165
Lot Description Corner
Garage SqFt 552
Approx. Lot Size Acres 0.49
Garage Capacity 2
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Twin Branch Elementary School
Middle School John Young Middle School
High School Mishawaka High School

Price History

4/23/2026 Listed $385,000
5/18/2026 2% - $379,900
5/30/2026 2% - $375,000
6/29/2026 3% - $365,000
7/20/2026 3% - $355,000

Property vs Zip Code Average in 46544

Price
AVG $290K
$360K
Taxes
AVG $2,505
$2,745
Year Built
AVG 1954
1972
Visits
AVG 70
154
Data Provided by Inside Real Estate®

Areas That We Cover

404 Terry Lane Mishawaka, IN is a Single Family Home for sale at $355000 with 2983 sqft and a lot size of 0.49 Acres Acre(s). 404 Terry Lane Mishawaka has 4 bedrooms, 2 baths and was built in 1972. The property's zip code is 46544 which is in Mishawaka, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Toni Carter

Toni Carter

574-888-0019

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