Toni Carter

681 Hancock School Road

Spencer, IN
$ 394,900 Beds 2 Baths 2 Sq 2,130 Virtual Tour
Monthly Estimate* How much can I afford?

Escape to your own peaceful, park-like retreat just minutes from Spencer. This 2 bed, 2 bath home offers approx. 2,130 sqft in a tranquil setting. Welcoming front porch provides the perfect place to relax & take in quiet surroundings. Stunning kitchen stands out w/ custom-built cabinetry, granite countertops, large island, & oversized walk-in pantry. Main level includes bedroom, bath, laundry, family rm, & separate living rm. Upstairs, spacious 19x17 primary suite serves as a private retreat, w/walk-in closet & en-suite bath w/ soaking tub & dual sink vanity. Outdoor amenities truly set this property apart. Enjoy a deck overlooking the stocked pond w/2 aerators, multiple seating areas, & fire pit. Garden area includes fruit trees & bushes, & chicken coop adds to the propertys versatility. Several outbuildings provide added storage, workspace & 4 dog kennels. Detached 2-car garage w/ lean-to offers even more functionality for parking, equipment, or hobbies. This property is rich in character & charm.

Single Family

  • Price
  • $ 394,900
  • City
  • Spencer
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 0
  • Area
  • Washington
  • Lot Size
  • 4.56 Acres
  • Zip
  • 47460
  • Sqr Footage
  • 2,130
  • Year Built
  • 1955
  • Taxes
  • $ 1289
  • Style
  • Traditional
  • MLS#
  • 202615184
Listed By: Samantha Carver with Home Team Properties; Office: 844-821-6051
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Detached
Amenities Breakfast Bar,Ceiling Fan(s),Closet(s) Walk-in,Countertops-Stone,Deck Open,Deck on Waterfront,Detector-Carbon Monoxide,Detector-Smoke,Dryer Hook Up Electric,Eat-In Kitchen,Firepit,Garage Door Opener,
Status Active
Full Baths 2
Bathrooms 2
Year Built 1955
New Construction No
Subdivision West Wood / Westwood
Style One and Half Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 71
FIPS Code 18119
Associated Document Count 5
REO No
Status Active
Auction Y/N No
Annual Taxes 1289.28
Area Owen County
Location Rural
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Assoc. Dues Frequency Not Applicable
Architectural Style Traditional
Total Sq Ft 2130
Elementary School Spencer
Middle School Owen Valley
Legal Description PT NW NW S26 T10 R44.565A
Virtual Tour https://youtu.be/pHIiDr-Eleg
Agent First Name Samantha
Agent Last Name Carver
DOM 135
Tax Year 2025
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Crawl
Flooring Carpet,Laminate,Ceramic Tile
Kitchen Length 13
Laundry Room Width 8
Laundry Room Length 8
Kitchen Width 17
Beds 2
Total Rooms 6
Fireplace None
Family Room Width 19
Living Room Width 19
Family Room Length 21
Living Room Length 17
Full Baths Main 1
Full Baths Upper 1
Total Finished SqFt 2130
Basement Y/N No
Above Grade Bedrooms 2
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 19
2nd Bedroom Level Upper
2nd Bedroom Width 17
Above Grade Finished SqFt 2130
Living/Great Rm Level Main
Main Level SqFt 1570

Exterior Features

Exterior Vinyl
Driveway Gravel
Pool No
Waterfront Pond
Garage Length 24
Garage Width 30
Lot Size Area 198634
Lot Dimensions Irregular
Lot Description Irregular,Partially Wooded,3-5.9999
Fence Full
Garage SqFt 720
Approx. Lot Size Acres 4.56
Garage Capacity 2
Off Street Parking Y/N Yes
ROOF MATERIAL Asphalt
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spencer Elementary School
Middle School Owen Valley Middle School
High School Owen Valley High School

Price History

4/27/2026 Listed $399,900
8/4/2026 2% - $394,900

Property vs Zip Code Average in 47460

Price
AVG $440K
$390K
Taxes
AVG $2,012
$1,289
Year Built
AVG 1982
1955
Visits
AVG 74
184
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

681 Hancock School Road Spencer, IN is a Single Family Home for sale at $394900 with 2130 sqft and a lot size of 4.56 Acres Acre(s). 681 Hancock School Road Spencer has 2 bedrooms, 2 baths and was built in 1955. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Toni Carter

Toni Carter

574-888-0019

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy