Toni Carter

1480 W 635 N

Howe, IN
$ 430,000 Beds 2 Baths 2 Sq 2,288 Virtual Tour
Monthly Estimate* How much can I afford?

Perched at the end of a quiet street on the desirable north side of North Twin Lake, this exceptional property offers a rare combination of 150 feet of lakefront and a back lot, totaling over 2/3 of an acre. Completely remodeled down to a single wall in the early 2000s, this home masterfully blends modern amenities with an expansive layout designed to maximize its incredible setting. The entry leads to a massive, open-concept great room seamlessly integrating the kitchen and dining area. A dramatic, lakeside wall of windows floods the entire space with natural light, framing breathtaking, southern-facing views across the water. Accentuated by sleek recessed lighting and an antique Victorian hanging lamp, this central gathering space is perfect for daily living and entertaining. The expansive primary bedroom serves as a private retreat, complete with dual closets and elegant raised windows positioned perfectly above the bed and an en suite bathroom. Office space offers the ideal footprint for working from home, or it can easily convert into a third bedroom with minor updates. A concrete driveway leads to an attached, finished two-car garage featuring a practical hot and cold utility sink, with dedicated concrete stairs providing clean access to the partial basement and crawlspace storage. Mechanical updates include a newer high-efficiency furnace and central A/C unit, complete with a transferable warranty through Gibsons heating and cooling. Modern connectivity is fully covered with high-speed REMC internet, while a whole-house natural gas Generac generator ensures uninterrupted power regardless of the season. The outdoor living spaces are designed to celebrate the lake lifestyle. Enjoy quiet mornings or bug-free evenings on the screened lakeside porch, featuring a cooling ceiling fan. Step directly from the porch onto the lakeside deck built with premium, low-maintenance composite decking and crisp vinyl railings. From the deck, cement stairs lead smoothly down to the water's edge. At the shoreline, an included composite dock and a firm, sandy-bottom beach offer a perfect entry point for swimming. North Twin Lake is celebrated as one of the region's cleanest, spring-fed bodies of water. A peaceful 10 mph speed limit provides a quiet, low-wake environment that is highly regarded as a phenomenal fishing lake. Whether you are looking for a quiet year-round residence or a premier weekend retreat, this incredible North Twin Lake property delivers.

Single Family

  • Price
  • $ 430,000
  • City
  • Howe
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • LAGRANGE
  • Half Bathrooms
  • 0
  • Area
  • Lima
  • Lot Size
  • 0.68 Acres
  • Zip
  • 46746
  • Sqr Footage
  • 2,288
  • Year Built
  • 1947
  • Taxes
  • $ 3048
  • Style
  • Ranch
  • MLS#
  • 202634507
Listed By: John Wainwright with Lewis & Lambright Inc;
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Status Active
Full Baths 2
Bathrooms 2
Year Built 1947
New Construction No
Subdivision None
Style One Story
Township Lima
Class RESIDENTIAL
Type Site-Built Home
Age 79
FIPS Code 18087
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Annual Taxes 3048.58
Area LaGrange County
Location Lake
High School Lakeland Jr/Sr
City Howe
School District Lakeland School Corp
Assoc. Dues Frequency Not Applicable
Architectural Style Ranch
Total Sq Ft 2668
Elementary School Lakeland Primary
Middle School Lakeland Intermediate
Legal Description 002-23300-26 Lots 38,39 & 40 No Twin Beach
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202634507
Agent First Name John
Agent Last Name Wainwright
DOM 18
Tax Year 25/26

Interior Features

Basement Partial Basement
Fireplace(s) 1
Other Room 1 Level Main
HVAC Ceiling Fan
Kitchen Length 9
Kitchen Width 15
Beds 2
Total Rooms 6
Other Room 2 Level Main
Fireplace Extra Rm,Gas Log
Living Room Width 26
Other Room 2 Length 11
Other Room 2 Width 10
Other Room 1 Description Great room
Other Room 2 Description Screened porch
Living Room Length 11
Full Baths Main 2
Total Finished SqFt 2288
Basement Y/N Yes
Other Room 1 Length 38
Other Room 1 Width 18
Above Grade Bedrooms 2
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 11
Above Grade Finished SqFt 2288
Below Grade Unfin. SqFt 380
Extra Room Description Office
Extra Room Length 15
Extra Room Level Main
Extra Room Width 10
Living/Great Rm Level Main
Main Level SqFt 2288

Exterior Features

Exterior Vinyl
Water Frontage 150
Pool No
Waterfront Lake
Garage Length 22
Garage Width 26
Lot Size Area 29621
Lot Dimensions 150x120
Lot Description Slope,Waterfront,Waterfront-High Bank
Garage SqFt 572
Water Features Pier/Dock
Water Name North Twin Lake
Approx. Lot Size Acres 0.68
Garage Capacity 2
Lake Non Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lakeland Primary Elementary School
Middle School Lakeland Intermediate Middle School
High School Lakeland Jr/Sr High School

Price History

8/23/2026 Listed $430,000

Property vs Zip Code Average in 46746

Price
AVG $310K
$430K
Taxes
AVG $1,637
$3,048
Year Built
AVG 1943
1947
Visits
AVG 27
1
Data Provided by Inside Real Estate®

Areas That We Cover

1480 W 635 N Howe, IN is a Single Family Home for sale at $430000 with 2288 sqft and a lot size of 0.68 Acres Acre(s). 1480 W 635 N Howe has 2 bedrooms, 2 baths and was built in 1947. The property's zip code is 46746 which is in Howe, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Toni Carter

Toni Carter

574-888-0019

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